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Chapter 167

Chapter 167: Putting the Spirit Stones into the First Money Bank

Qin Bei didn’t engage in too much chitchat with Fei Fei.

He spent ten million spirit stones, acquiring a whopping one hundred thousand krypton gold points.

Yet, Qin Bei wasn’t about to stop there.

His next target was the Wanwu Pavilion at Luofeng Tower.

When Qin Bei informed the staff at Wanwu Pavilion that he intended to procure another set of items he had bought before, their expressions mirrored Fei Fei’s from earlier.

They all thought the Prince of the North was at odds with Emperor Xia.

Some even started speculating how long it would take before the Ministry of Revenue would swoop in to confiscate those items.

Some guessed it would happen after the trial at the imperial mausoleum, while others thought within two days.

Though there were differences in timing, the eventual outcome was unanimous.

That Prince Bei would once again provoke Emperor Xia, and his items would be seized.

But, that little detail had nothing to do with their shopping spree.

In the end, Qin Bei bought tens of millions worth of goods from there.

This time, some of the items would actually assist in cultivation.

However, they were just basic aids; most of them were merely novel novelties.

[Remaining Krypton Points: 200,000.]

Gazing at the remaining two hundred thousand krypton points in the system, Qin Bei felt a wave of relief wash over him.

Yet, this time, Qin Bei was sharper.

Last time, all those items were whisked away by the Ministry of Revenue; he was damned sure he wouldn’t let that happen again.

Furthermore, Qin Bei could already foresee Emperor Xia’s thunderous wrath coming down the line.

As for how Emperor Xia would punish him, Qin Bei wasn’t too worried.

What he really fretted over was what to do with the remaining spirit stones.

By the time Emperor Xia realized he had swiped so many items from the palace to sell, along with all those spirit stones,

he would undoubtedly search him thoroughly, taking away every last one.

So, to prevent such a scenario, Qin Bei needed a strategic plan.

In the end, a brilliant idea struck him.

That was to stash his money in the First Money Bank!

Though the First Money Bank was established by the people of Great Xia, and its leaders held a healthy respect for Emperor Xia,

the bank had a rule: whoever deposited spirit stones was the only one who could withdraw them.

It’s the guideline, and it’s precisely why they could boast such power.

Thus, Qin Bei had no need to worry that the spirit stones he deposited would end up being directly taken by Emperor Xia or the Ministry of Revenue.

No hesitation! Qin Bei was ready to dive in headfirst without a second thought.

A hint of hesitation would be viewed as disrespectful towards the First Money Bank!

When Qin Bei arrived at the headquarters of the First Money Bank in the capital, the staff immediately recognized him.

After all, he was now a Prince of Three Seals. Others might not recognize him, but the bank had to be in the know.

They were all potential key customers; understanding them was a must.

“Prince Bei, is this your first visit? Are you looking to make a deposit?”

Qin Bei found the receptionist oddly familiar.

After a moment, it dawned on him.

Wasn’t this Qian Lei, the loudmouth from Luofeng Tower a while back?

He had heard that Qian Lei was actually the young master of the First Money Bank.

What’s he doing running the register here?

“Are you Qian Lei? If I recall correctly, you’re the young master of the First Money Bank, right? You’ve become quite the diligent worker, I see. Abandoning Luofeng Tower, huh?”

Qin Bei inquired frankly.

“Hehe, who would’ve thought the Prince Bei still remembered me,” Qian Lei scratched his head sheepishly.

“Since you’re here, of course it makes sense for me to welcome you,” he continued.

Qin Bei regarded Qian Lei without saying much.

He had caught on to Qian Lei’s ulterior motives.

It was all about wanting to get in good with him; if given the chance, he’d climb to the highest powers and settle scores with Qin Xiu.

Qin Bei had encountered too many wealthy individuals trying to cozy up to power.

So, spotting it was a breeze.

But knowing was one thing; Qin Bei had no intention of calling him out on it.

In fact, he found it somewhat amusing.

This guy wanted power, while he was after money.

It could work out quite nicely!

Plus, the guy’s enemy was Qin Xiu, who just so happened to be Qin Bei’s nemesis as well.

So, the enemy of my enemy is my friend, right?

That meant Qian Lei had no reason to be rejected by Qin Bei.

“You have a bit of insight, I see.”

Qin Bei casually complimented Qian Lei.

When dealing with someone around his age, Qin Bei naturally carried an air of authority.

This was the dignity expected of royalty; Qin Bei wouldn’t lower his stature just to win someone over.

At least until this person truly became his subordinate or friend, Qin Bei would ensure the other party grasped the aura of royal status.

“There’s a total of seventy-eight million spirit stones here. I’ll deposit all of them into your bank. When I need them, I’ll come by to collect.”

Qin Bei tossed the Cosmos Bag in his hand to Qian Lei.

When Qian Lei heard it was seventy-eight million, his eyes practically shone.

He had thought he was wealthier than most, but it turned out this prince had a fatter wallet.

“Great! I’ll set up an exclusive Cosmos Bag for you right away. In the future, you can deposit and withdraw at any branch of our First Money Bank!”

Qian Lei said respectfully.

Having an exclusive Cosmos Bag ranked you among the bank’s VIPs.

Of course, there was a cost to being a VIP.

The First Money Bank kept these spirit stones safe, but they charged an annual management fee.

And the fee was based on the number of spirit stones deposited.

With nearly eighty million spirit stones, the yearly fee would exceed eighty thousand spirit stones.

Although it was a hefty fee, putting money in the First Money Bank eliminated any fears of loss.

That’s why a lot of shady characters preferred to stash their cash there.

And that contributed to the immense strength of the First Money Bank.

“Is it true that only I can withdraw the spirit stones from your bank?”

Qin Bei asked before making his exit.

Qian Lei replied: “Yes, that’s the condition. But it can also depend on personal needs. Many people allow their close relatives to deposit and withdraw, after all, in this cultivation world, you might be alive today, and tomorrow…who knows? So, having extra people who can access the spirit stones offers added security.”

“If Prince Bei wishes to designate more people for deposits and withdrawals, that’s doable.”

“No! Absolutely not! That’s settled! From now on, this Cosmos Bag is strictly mine to withdraw from. Not even my father can take from it. Got it?”

Qin Bei declared sternly.

“Understood, understood!”

As Qian Lei observed Qin Bei’s resolute demeanor, he suddenly recalled something.

It was the incident where the Ministry of Revenue had snatched items from Prince Bei’s residence not long ago.

That had made quite a splash!

In this moment, he grasped why Qin Bei chose to store spirit stones in the bank.

He must be scared they’d get looted again!

Eager to reassure, Qian Lei looked Qin Bei in the eye and stated firmly, “Rest easy, Prince Bei! Even if those spirit stones are confiscated by the powers that be, our bank will make sure to compensate you!”

Qin Bei:…

Staring at the kid’s resolute eyes, Qin Bei half-expected him to assert that even if Emperor Xia came along, those spirit stones would still remain untouched in the bank.

But no, he just had to say that?

So he was still afraid of the Ministry of Revenue and Emperor Xia, huh?

But in the end, it didn’t concern Qin Bei anymore.

As Qian Lei said, if those spirit stones were taken by Emperor Xia, the bank would cover him for those losses anyway.

So, in the end, there was no way he would suffer. The bank would be the one taking the hit.

Qian Lei was indeed making quite the savvy investment!

But I wonder, if his dad ever found out about this, would he end up giving him two hard slaps?


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